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Compound Interest Calculator

Project savings growth with compound interest and contributions.

Future value
$34,581.90
Total contributed
$22,000.00
Interest earned
$12,581.90

The power of compounding

Compound interest earns returns on both your principal and the interest already accrued, which is why balances accelerate over time. This calculator uses the standard formula A = P(1 + r/n)nt for the principal, plus the future-value-of-an-annuity formula for recurring contributions. More frequent compounding and regular contributions both increase the final total. Figures are estimates for planning, computed locally in your browser.

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