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Net Worth Calculator

Calculate your net worth by listing assets and liabilities. Get a clear picture of your financial health with a breakdown by category.

Assets

Total Assets$250,000

Liabilities

Total Liabilities$190,000
Net Worth
$60,000
Assets $250,000Liabilities $190,000
Asset-to-Liability Ratio1.32x

About the Net Worth Calculator

Net worth = total assets − total liabilities. Assets include anything you own with monetary value: cash, investments, real estate, vehicles, and retirement accounts. Liabilities include debts: mortgages, loans, credit card balances, and other obligations. An asset-to-liability ratio above 1.0 means you own more than you owe. Tracking net worth over time is a powerful indicator of financial progress, regardless of income level.

Private & free — this tool runs entirely in your browser.

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