Mortgage Calculator
Estimate your monthly payment, including tax, insurance, and PMI.
Estimated monthly payment
$2,161.46
20% down
Monthly breakdown
Principal & interest$1,769.79
Property tax$291.67
Home insurance$100.00
Loan totals
Loan amount$280,000
Total interest$357,125
Total of 360 payments$637,125
How this mortgage calculator works
A monthly mortgage payment usually has four parts — principal, interest, property tax, and insurance (together called PITI). This tool uses the standard amortization formula for principal & interest, splits your annual tax and insurance across 12 months, and adds PMI when your down payment is under 20%. Numbers are estimates computed in your browser; your real rate and escrow come from your lender.
More money tools: the loan / EMI calculator, the compound interest calculator, and the percentage calculator.
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